Seven-Layer Tex-Mex Dip

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This vibrant layered appetizer brings together classic Tex-Mex flavors in one impressive dish. Start with seasoned refried beans, then add creamy guacamole made from ripe avocados, tangy sour cream, and chunky salsa. Top with a blend of melted cheddar and Monterey Jack cheeses, followed by sliced black olives, crisp shredded lettuce, and fresh green onions.

The dip comes together in just 20 minutes with no cooking required—simply assemble the layers in a shallow dish and chill for at least an hour before serving. This allows the flavors to meld while keeping each layer distinct. Serve with crispy tortilla chips for scooping through all seven delicious layers.

Perfect for parties, game day gatherings, or potlucks, this vegetarian and gluten-free-friendly appetizer serves eight and can be easily customized with extra toppings like jalapeños or bell peppers.

Updated on Tue, 13 Jan 2026 12:43:00 GMT
Seven-layer dip with creamy guacamole and sour cream, served with crispy tortilla chips for dipping. Save to Pinterest
Seven-layer dip with creamy guacamole and sour cream, served with crispy tortilla chips for dipping. | aksilkitchen.com

My sister brought this to our Fourth of July block party years ago, and I watched three people hover around it the entire evening. The beautiful layers disappeared faster than anything else on the table, and I've been hooked ever since.

I made this for a Super Bowl gathering during that bitter cold winter when nobody wanted to leave the house. The dip vanished before halftime, and my friends still text me every year asking if I'm bringing it again.

Ingredients

  • Refried beans with taco seasoning: This foundation needs that seasoning blended throughout, I learned to mix it really thoroughly so every bean bite has flavor
  • Ripe avocados with lime: The lime keeps your guacamole layer bright green and prevents browning, plus it cuts through the rich beans
  • Sour cream: This creates that essential cooling bridge between the spicy guacamole and tangy salsa layers
  • Well-drained chunky salsa: I cannot stress enough how crucial the draining is, watery salsa will make everything slide into a sad puddle
  • Shredded cheddar and Monterey Jack: The two-cheese combo gives you sharpness plus melt, and shred it yourself if you can for better texture
  • Black olives, lettuce, and green onions: These top layers add that crucial fresh crunch and visual pop that screams eat me

Instructions

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Prepare the bean foundation:
Mix your refried beans with taco seasoning in a medium bowl until completely blended, then spread them in the bottom of a 9x13-inch dish using the back of a spoon for an even layer
Make the guacamole:
Mash those avocados with lime juice, salt, diced red onion, and tomato until you reach your preferred consistency, then gently spread it over the beans
Add the creamy layers:
Spread the sour cream evenly across the guacamole, taking care not to drag any green up into the white layer
Build up the texture:
Top with your well-drained salsa, then sprinkle both cheeses in an even layer, followed by the black olives
Finish with fresh crunch:
Scatter the shredded lettuce and chopped green onions over everything, cover tightly, and refrigerate for at least an hour before serving
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A vibrant seven-layer dip featuring seasoned beans, shredded cheese, and fresh green onions on top. Save to Pinterest
A vibrant seven-layer dip featuring seasoned beans, shredded cheese, and fresh green onions on top. | aksilkitchen.com

My niece helped me assemble one last Thanksgiving, and she took such pride in carefully spreading each layer. Now it's officially our thing, and she insists on being the official layer supervisor.

Making It Ahead

This dip actually improves with a little time in the refrigerator. I've made it the night before parties, and the flavors meld together beautifully while the layers stay perfectly intact.

Serving Suggestions

Set out sturdy tortilla chips that can handle scooping through all those layers without breaking. I like to put a small spoon alongside for people who want to sample specific layers.

Customization Ideas

Sometimes I'll add a layer of pickled jalapeños for extra heat, or swap Greek yogurt for sour cream when I'm feeling lighter about things.

  • Try adding a layer of seasoned black beans mixed with corn for extra texture
  • A drizzle of taco sauce or hot sauce on top brings a nice finish
  • Keep napkins nearby because this gets messy in the best possible way
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Chilled Tex-Mex seven-layer dip with black olives, salsa, and crisp lettuce, ready for a party. Save to Pinterest
Chilled Tex-Mex seven-layer dip with black olives, salsa, and crisp lettuce, ready for a party. | aksilkitchen.com

Watch this disappear at your next gathering, and prepare yourself for the recipe request that always follows.

Recipe Questions & Answers

How far in advance can I make seven-layer dip?

Assemble the dip up to 4 hours before serving. The refried beans may release some moisture over time, so if making it further ahead, wait to add the lettuce until just before serving to keep it crisp.

What can I use instead of refried beans?

Try layering seasoned black beans, homemade bean dip made from pinto beans, or even a layer of queso as your base. Adjust seasonings accordingly to maintain the Tex-Mex flavor profile.

How do I prevent the dip from becoming watery?

Drain your salsa thoroughly through a fine-mesh sieve before adding it. Also pat the diced tomatoes in the guacamole dry with paper towels, and avoid over-mixing when preparing the layers.

Can I make this dairy-free?

Substitute the sour cream with dairy-free coconut or almond yogurt, and use vegan cheese shreds. Many brands now melt and taste similar to traditional dairy cheese in cold applications.

What other toppings work well in this dip?

Add pickled jalapeños for heat, diced red bell peppers for color and crunch, fresh cilantro, sliced radishes, or even a layer of Mexican corn salad. Pico de gallo can replace the salsa for fresher flavor.

What size dish should I use?

A 9x13-inch rectangular dish works perfectly, allowing enough surface area for distinct layers while keeping them thick enough to scoop. A round trifle bowl creates a beautiful presentation with visible layers.

Seven-Layer Tex-Mex Dip

Layers of beans, creamy guacamole, tangy sour cream, cheese and fresh toppings create this crowd-pleasing Tex-Mex appetizer.

Prep Time
20 minutes
0
Overall Prep Time
20 minutes
Recipe by Marcus Ridge


Skill Level Easy

Cuisine Tex-Mex

Makes 8 Portions

Dietary Details Vegetarian, No Gluten

What You'll Need

Base

01 1 (15 oz) can refried beans
02 1 tablespoon taco seasoning

Guacamole Layer

01 2 ripe avocados, peeled and pitted
02 1 tablespoon lime juice
03 1/4 teaspoon salt
04 1/4 cup diced red onion
05 1 small tomato, seeded and diced

Sour Cream Layer

01 1 cup sour cream

Salsa Layer

01 1 cup chunky salsa, drained

Cheese Layer

01 1 cup shredded cheddar cheese
02 1/2 cup shredded Monterey Jack cheese

Toppings

01 1/2 cup sliced black olives
02 1 cup shredded iceberg lettuce
03 1/4 cup chopped green onions

For Serving

01 Tortilla chips

How to Prepare

Step 01

Prepare Bean Base: Mix refried beans with taco seasoning in a medium bowl until well combined. Spread evenly across the bottom of a 9x13-inch serving dish.

Step 02

Make Guacamole Layer: Mash avocados with lime juice and salt in a separate bowl. Fold in diced red onion and tomato. Spread guacamole evenly over the bean layer.

Step 03

Add Sour Cream: Spread sour cream in an even layer over the guacamole, being careful not to disturb the layers beneath.

Step 04

Add Salsa Layer: Spread drained chunky salsa over the sour cream. Ensure salsa is well-drained to prevent excess moisture from compromising the layers.

Step 05

Apply Cheese Layer: Sprinkle shredded cheddar and Monterey Jack cheeses evenly over the salsa layer.

Step 06

Add Olives: Distribute sliced black olives evenly across the cheese layer.

Step 07

Top with Fresh Vegetables: Sprinkle shredded iceberg lettuce and chopped green onions over the olives as the final garnish layer.

Step 08

Chill and Serve: Cover the dish with plastic wrap or a lid. Refrigerate for at least 1 hour to allow flavors to meld. Serve chilled with tortilla chips for dipping.

Tools You'll Need

  • 9x13-inch serving dish
  • Mixing bowls
  • Spatula or spoon
  • Knife and cutting board

Allergy Warnings

Review all ingredients to find possible allergens and consult a medical expert for concerns.
  • Contains dairy (sour cream, cheese)
  • Check refried beans for lard if vegetarian is required
  • Use certified gluten-free tortilla chips for gluten-sensitive guests

Nutrition Data (Per Serving)

Use these nutrition details for guidance only—they aren't a substitute for your doctor's advice.
  • Energy: 260
  • Fats: 16 g
  • Carbohydrates: 22 g
  • Proteins: 7 g